If you love shopping at Target.com and love to save a pretty penny you definitely want to keep reading…
I just became a Target.com affiliate and a couple of days ago and I received an exciting email from Target letting me know about their REDcards benefits and I think you’ll love the savings as much as me.
Before we get to the benefits and details of the REDcards, I want to mention that I absolutely love that we have the option to choose between a debit and credit REDcards and still get the same benefits. That means that customers that prefer to pay cash or those who cannot get a credit line are not left out of the amazing savings.
I personally like to keep as few credit cards open as possible, so the debit card is perfect for me. But if you prefer to pay your balance slowly or make larger purchases then the credit line might be a better fit for you. There is no annual fee for either card but be sure to review the REDcard Credit for APR and late fees. The REDcard debit is straight forward and works like a check like a check by drawing from your existing checking account.
This may not sound like a lot but this is actually a pretty good deal. It is specially in a store as irresistible as target, where you can get pretty much everything you need backed by a price match guarantee. My credit card only offers 1% cash back on all purchases and in less than a year I’ve accumulated $225 in free cash. Of course I don’t carry a balance so it’s not like I’m giving that money back to them in interest. If you think of the 5% discount as cash back and throw the savings into your piggy bank and you’ll watch it add up.
We also get free shipping at Target.com with no minimum purchase, whaaaa??? Now they are speaking my language. If I had any objections about how much sense it makes get the card, this eliminates all doubts. Say no more, I am sold! That means that I can rack up savings by purchasing groceries and home stuff without worrying about shipping costs or minimums.
REDcards Benefit 3: Extended Returns
An extra 30 days to be exact. Perfect for the busy person or procrastinator. I consider this a savings of it own because how often do we go past that return deadline and end up keeping things we don’t need.
REDcards Benefit 4: Give back
Target is highly committed education and will donate up to 1% of purchases go to school of your choice.
The online application process for debit and credit has immediate approval (except for some debit applications that require a few days to confirm a bank account). As a REDcard holder you can easily check your credit card account balance, make a payment, review past statements, check their debit card transaction history and manage their PIN. They also get to enjoy exclusive offers available only to REDcard holders.
Don’t miss out on this awesome deal- apply here!
Disclosure:The links in this post contain affiliate links and I will receive a small commission if you make a purchase after clicking on my link.